PFFS - Private Fee For Service: most similar to Original Medicare, where you are not limited to a network but there are no guarantees that your doctor or hospital will accept the plan Medicare Advantage plans typically cost less than Medicare Supplement plans but may cover different benefits. Recent legislative changes to healthcare in the U.S. may drive up Medicare Advantage monthly premiums so it is important to compare prices before enrolling. Some Medicare Advantage plans currently offer premiums as low as $0 per month. However, recent legislation changing the compensation rates, these $0 premium plans may disappear. The Medicare Advantage program has become very popular. By 2009, there were an estimated 11 million enrollees. This number represents one out of four Medicare beneficiaries. Eligibility You must have both Medicare Part A and Part B to be eligible to enroll in Medicare Advantage plans. Eligible individuals may also need to wait to enroll during an approved enrollment period. After enrolling in Medicare Advantage, you are responsible for continuing payment of your Medicare Part B premium alongside the Medicare Advantage premium.
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